Leadership
Decades of institutional experience in banking technology, enterprise AI, and financial crime prevention.
Mladen Mrvelj
FOUNDER · CEO
Three decades building banking technology across North America and Europe. He engineered mission-critical systems at Wells Fargo in the United States before serving as CIO and board member at Erste Bank and Hrvatska poštanska banka. Having led technology, risk, and operations inside regulated banks, Mladen brings the practical expertise that grounds the platform in real-world banking environments, ensuring resilience and compliance.
WELLS FARGO · ERSTE BANK · HPB
HATCH · NBC UNIVERSAL
Zdravko Roško
CO-FOUNDER · CHIEF AI ARCHITECT
More than 30 years of building banking technology across North America and Europe, now focused on applied AI. He designed the generative-AI advisor platform at Royal Bank of Canada and led banking engagements with McKinsey & Company in New York, after building anti-money-laundering and credit-risk systems inside a regulated bank. Zdravko leads the reasoning layer that turns signals into decisions, transforming data and context into trusted actions.
ROYAL BANK OF CANADA
McKINSEY & COMPANY · PhD
Filip Ujević
CO-FOUNDER · CTO
Twenty-five years leading technology across banking and insurance, including more than a decade as CIO of Croatia’s largest insurer and recognition as IDC CIO of the Year 2014. Filip has designed and implemented fraud-management and payment systems and led five M&A integrations across the region. He guides the platform’s technical strategy, ensuring its architecture and product execution meet the standards of regulated financial institutions.
IDC CIO OF THE YEAR 2014
FORMER CIO, CROATIA’S LARGEST INSURER
Mladen Mrvelj
FOUNDER · CEO
Three decades building banking technology across North America and Europe. He engineered mission-critical systems at Wells Fargo in the United States before serving as CIO and board member at Erste Bank and Hrvatska poštanska banka. Having led technology, risk, and operations inside regulated banks, Mladen brings the practical expertise that grounds the platform in real-world banking environments, ensuring resilience and compliance.
WELLS FARGO · ERSTE BANK · HPB
HATCH · NBC UNIVERSAL
Zdravko Roško
CO-FOUNDER · CHIEF AI ARCHITECT
More than 30 years of building banking technology across North America and Europe, now focused on applied AI. He designed the generative-AI advisor platform at Royal Bank of Canada and led banking engagements with McKinsey & Company in New York, after building anti-money-laundering and credit-risk systems inside a regulated bank. Zdravko leads the reasoning layer that turns signals into decisions, transforming data and context into trusted actions.
ROYAL BANK OF CANADA
McKINSEY & COMPANY · PhD
Filip Ujević
CO-FOUNDER · CTO
Twenty-five years leading technology across banking and insurance, including more than a decade as CIO of Croatia’s largest insurer and recognition as IDC CIO of the Year 2014. Filip has designed and implemented fraud-management and payment systems and led five M&A integrations across the region. He guides the platform’s technical strategy, ensuring its architecture and product execution meet the standards of regulated financial institutions.
IDC CIO OF THE YEAR 2014
FORMER CIO, CROATIA’S LARGEST INSURER
A team built inside the institutions we now protect.
The founders of AINATIVE have sat on the other side of this problem. They have run fraud and risk inside Tier 1 institutions, signed off on systems that were too slow, and lived with the cost of decisions that arrived too late.
This is not built by engineers who studied banking. It is built by practitioners who ran it.
The founders of AINATIVE have sat on the other side of this problem. They have run fraud and risk inside Tier 1 institutions, signed off on systems that were too slow, and lived with the cost of decisions that arrived too late.
This is not built by engineers who studied banking.
It is built by practitioners who ran it.